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Which Insurance Covers a Bicycle Crash?

bicycle and helmet on the ground after a crash

Bicycle accidents can result in some of the most severe injuries, and it’s vital to pursue compensation. However, some individuals are unaware of their rights to seek compensation. Do you know which insurance covers your injuries or what other methods exist to pursue the recovery you need after a bicycle accident?

The At-Fault Driver’s Insurance

In most bicycle accidents, there’s another vehicle that collides with you and your bike. In this case, if you can show that person is negligent for the accident, you may pursue compensation through his or her insurance provider.

You would file a claim against that person and their insurance policy to hold them accountable for the damages they cause. Be cautious and work with an attorney because insurance companies often try to take advantage of injury victims during a challenging time.

Your Own Insurance Provider

Some insurance companies offer additional coverage to help cover your losses if you suffer injuries in a bicycle accident. If you are an avid bicyclist and use it as a way to commute, it may be a good idea to speak with your insurance provider and see what policy they offer that may cover your injuries in the event of a crash.

A Lawsuit Against the At-Fault Party

If the driver responsible for your injuries doesn’t have insurance, you may be able to pursue a lawsuit. It’s often the more difficult route to go, but it’s not impossible to recover compensation in these situations. Be sure to speak with a lawyer about your options!

At Scott Law Firm, we put your needs first. It’s our goal to provide you with tenacious legal representation when you need it most. With our Conroe bicycle accident lawyers on your side, you can feel peace of mind throughout the process. Trust that we’ll work to identify negligent parties and pursue the maximum compensation you deserve.

Call our firm today at (936) 243-4299 or reach out to us online to schedule your free consultation.